ŠKODA has a reputation for thinking differently - and our insurance is a little bit different too.

We’ve designed our cover with ŠKODA drivers in mind. But it’s the generous range of special features and added extras that really make us stand out from the crowd. 


ŠKODA Motor Vehicle Insurance provides comprehensive insurance cover for your vehicle and includes a range of high-quality benefits. Plus, with ŠKODA Motor Vehicle Insurance you have the option of very flexible payment terms* and we’ll guarantee materials and workmanship on authorised repairs for as long as you own or lease your vehicle.

*Terms and conditions apply


Three-year replacement cover

For new vehicles, if the vehicle is written off within three years of the date of purchase you will receive a new vehicle.*

Use of ŠKODA Genuine Parts

We always recommend the use of ŠKODA Genuine Parts. All repairs opted to be carried out by ŠKODA Certified Technicians using Genuine Parts and Accessories, will come with a two-year warranty (excluding wear and tear items). Enjoy peace of mind that your ŠKODA will be repaired to the same high standards as before.

Recommend choice of repairer

For repairs carried out at ŠKODA Authorised Repairers. You choose your nearest, or preferred repairer from our network of trusted partners. View the full list of ŠKODA Authorised Repairers here.

Twelve month used vehicle cover

If the vehicle is deemed a total loss within twelve months from the date of purchase, the policy pays the greater of the purchase price or the market value (the vehicle must be insured for the initial purchase price of the vehicle).

Windscreen, headlight and tail-light cover

If your claim is only for accidental loss to windscreens, windows, the sunroof, headlights, headlight protectors or taillights of your vehicle, unless otherwise stated in the schedule, you will not have to pay an excess.*

Rental car cover

Loss of use rental car cover - between $1,000 and $5,000 per policy period. This list is not limited to and is a summary only. 

This list is not limited to and is a summary only.  For the standard terms, conditions, limitations and exclusions of cover, please refer to the Policy Document. *T&Cs apply, please refer to the Policy Summary of benefits and policy wording below.

There’s a lot to like about being a ŠKODA driver. 

Read Policy Document for full standard terms, conditions, limitations and exclusions of cover.

Managing your insurance claim is as simple as 1, 2, 3


Contact us and lodge your claim.

Call us on: 0800-676-864

Contact our recommended Authorised Repairer.

Just sit back and relax, our team will take care of the rest.

With the ŠKODA Authorised Repairers, we can guarantee the workmanship of the repairs for the life of the vehicle


If you’re buying a ŠKODA, you’re investing in European quality, clever design and fantastic reliability.

To find out how to protect your investment, visit your local ŠKODA dealer today.