Protection for Škoda drivers

Škoda motor vehicle insurance offers quality service and support when you need it most. Our policy is designed with Škoda drivers in mind and includes lots of benefits and added extras – just as you’d expect from Škoda.

Škoda motor vehicle insurance is provided by Provident Insurance, the underwriter for some of the country’s biggest vehicle brands; meaning you can enjoy peace of mind with a trusted insurer and relax in the knowledge you have a policy tailored specifically for your Škoda.

*T&Cs apply, please refer to the policy summary of key features benefits & exclusions

View full policy wording
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View full summary of key features benefits & exclusions.
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Benefits and Features

Use of genuine Škoda parts

We always recommend the use of Škoda Genuine Parts, as this ensures you protect the integrity of your manufacturer warranty. All repairs opted to be carried out by Škoda trained technicians using genuine parts and accessories, will come with a two-year warranty (excluding wear and tear items). Enjoy peace of mind that your Škoda will be repaired to the same high standards as before.

Vehicle use

Private and business use is included at no extra cost

Approved repairers

Use an approved repairer or a repairer of your choice

Keys and locks, transport, incorrect refueling

Covered to agreed levels


Upgrade your cover with these special additional options:

Loan car due to loss

Cover for the cost of hiring a car when your vehicle is being repaired, not drivable or stolen and not recovered. Cover options available.

Zero depreciation vehicle cover amount for three years

Applies as an option for new vehicles, if the vehicle is written off (total loss) within three years of the date of purchase

Agreed value for twelve months

For new or used vehicles from the date of purchase

Windscreen, Headlight, And Taillight glass Excess Waiver

Option to have No Excess if your claim is only for vehicle glass repair

You have the option to choose different excess options, that will amend your premium

Other additional benefits: Trailer cover for sudden accidental loss (trailer type exclusions apply).


This list is not limited to and is a summary only. For the standard terms, conditions, limitations and exclusions of cover, please refer to the Policy Booklet.

Provident Insurance Corporation Limited is an Insurer licensed by the Reserve Bank of New Zealand. Financial Strength Rating - Insurance (Prudential Supervision) Act 2010. Provident Insurance Corporation Limited has a Financial Strength Rating of B as provided by rating agency AM Best. The rating scale is: A++, A+ Superior. A, A- Excellent. B++, B+ Good. B, B- Fair. C++, C+ Marginal. C, C- Weak. D Poor. E Under Regulatory Supervision. F In Liquidation. S Suspended. Ratings from A to C also may be enhanced with a "++" double plus, "+" plus or "-" minus to indicate whether credit quality is near the top or bottom of a category. *T&Cs apply, please refer to policy wording below

Genuine Škoda parts

Only high-quality spare parts that have been screened in rigorous testing are good enough for your car.

Authorised Repairers

If your Škoda should be damaged in an accident, our approved Škoda collision repair network is committed to getting you back on the road.

Making your insurance claim is as simple as 1, 2, 3

1. Contact us and lodge your claim

Call us on: 0800-676-864.

2. Contact a repairer

Contact our recommended authorised repairer.

3. Sit back and relax

Next, just sit back and relax, our team will take care of the rest.