Škoda finance
Drive away with 7.95% finance
When it comes to financing your new Škoda, we offer a low 7.95% interest rate on all new vehicles over a 36-month period, making it easier for you to drive away in the car you love. Škoda’s finance options are designed to give you exceptional value, so whether you're upgrading your ride or buying new, we make owning a new car more affordable than ever.
T&Cs
This Škoda Finance 7.95% p.a. interest rate offer is fixed for the 36-month term of the loan and is available on all new Škoda vehicles, and requires no deposit. A PPSR fee of $10.35, monthly maintenance fee of $2, UDC loan fee of $130 and dealer origination fee will apply (your dealer can tell you their applicable fee). This 7.95% p.a. offer is available on all new Škoda vehicles financed from 1 May 2025 until 30 June 2025 (while stocks last). Offer excludes Škoda Future Value contracts and any residual payments. Škoda Finance is provided by UDC Finance Limited. UDC’s lending criteria and standard terms and conditions apply.
Škoda finance
Personal finance
We’ve put together a range of finance plans that could help you get a lot more Škoda than you were expecting.
Business finance
We offer business finance plans designed to allow you the peace of mind to concentrate on what’s really important – your business.
Finance calculator
Use our Škoda finance calculator to explore examples of some of our products. Simply enter the vehicle details and then choose the finance solution that you think best suits you.
Personal finance
Credit agreement*
A credit agreement is one of the simplest and most popular ways to own your Škoda.
Key benefits:
• Fixed interest rate
• Agreed payment term (e.g., 24 months, 36 months)
• Security interest over your Škoda only
Check out our Consumer Credit Agreement and our Rates & Fees
Operating lease**
Takes away the hassle of ownership. When the lease term ends, the vehicle is returned to us and you then have the option to take out a new lease and upgrade to the latest Škoda model.
Key benefits:
• Selected new Škoda vehicles only
• Maintained options & non-maintained
• Agreed payment term (e.g. 36 months, 45 months)
• Choose your preferred kilometre limit
To find out more visit eurorate.co.nz
*Škoda finance is only available when you purchase your Škoda from one of our approved dealers. Škoda finance is subject to lending & credit criteria being met including, after inquiry, whether the finance would meet your requirements and objectives, you can make payments and that any guarantor can comply with a guarantee, without suffering hardship. When considering this option, we recommend that you seek independent financial / legal advice.
**If you wish to lease a Škoda, this must be from one of our approved dealers. Consumer operating leases are provided by Euro Rate Leasing Limited and are subject to their lending & credit criteria being met. When considering this option, we recommend that you seek independent financial / legal advice.
Škoda Motor Vehicle Insurance
Škoda Motor Vehicle Insurance provides quality service and support when you need it. Our policy, tailored specifically for Škoda drivers, includes numerous benefits and extras—exactly what you’d expect from Škoda.
Business finance
Credit agreement*
A credit agreement is one of the simplest and most popular ways to own your Škoda.
Key benefits:
• Fixed interest rate
• Tax benefits for GST registered businesses
• Security interest over your Škoda only
• Tailor your payments to suit your cashflow
Business lease**
Perfect for businesses who want regular upgrades. When the lease term ends, the vehicle is returned to us and you then have the option to take out a new lease and upgrade to the latest model. Residual value applies.
Key benefits:
• Selected new & used Škoda vehicles only
• Unlimited kilometre allowance
• Tax benefits for GST registered businesses
• Agreed payment term (e.g. 37 months, 45 months)
Operating lease***
Tailored solutions to drive your business forward. When the lease term ends, the vehicle is returned to us and you then have the option to take out a new lease and upgrade to the latest model.
Key benefits:
• Selected new Škoda's only
• Maintained options or non-maintained
• Agreed payment term (e.g. 36 months, 45 months)
• Choose your preferred kilometre limit
• Tax benefits for GST registered businesses
*Škoda finance is only available when you purchase your Škoda from one of our approved dealers. Škoda finance is subject to lending & credit criteria being met. When considering this option, we recommend that you seek independent financial / legal advice.
**If you wish to lease a Škoda, this must be from one of our approved dealers. Business leases are subject to Škoda finance lending & credit criteria being met. When considering this option, we recommend that you seek independent financial / legal advice.
***If you wish to lease a Škoda, this must be from one of our approved dealers. Operating leases are provided by Euro Rate Leasing and are subject to their lending & credit criteria being met. When considering this option, we recommend that you seek independent financial / legal advice.
Škoda finance
Škoda finance is provided by UDC Finance Limited. For further information, please visit europeanfinance.co.nz. Operating leases are provided by Euro Rate Leasing Limited - for further information please visit eurorate.co.nz.