Owning a Škoda is easy

Our aim here at Škoda finance is to help make the purchase of your new or used Škoda easy and stress-free. It doesn’t matter whether you are a private customer or a business customer - our range of financial products offer the perfect solution to meet your individual needs.

Why not take advantage of our expertise and experience? Our expert business managers will be delighted to help you identify which of our Škoda finance products suit you best. Škoda finance is provided by UDC Finance Limited.

Use the links below to discover how we can help you drive off with a higher specification Škoda than you were expecting.

Škoda finance

Personal finance

We’ve put together a range of finance plans that could help you get a lot more Škoda than you were expecting.

Business finance

We offer business finance plans designed to allow you the peace of mind to concentrate on what’s really important – your business.

Finance calculator

Use our Škoda finance calculator to explore examples of some of our products. Simply enter the vehicle details and then choose the finance solution that you think best suits you. 

Personal finance

Credit agreement*

A credit agreement is one of the simplest and most popular ways to own your Škoda.

 

Key benefits:

• Fixed interest rate

• Agreed payment term (e.g., 24 months, 36 months)

• Security interest over your Škoda only

 

 

Check out our Consumer Credit Agreement and our Rates & Fees

 

Operating lease**

Takes away the hassle of ownership. When the lease term ends, the vehicle is returned to us and you then have the option to take out a new lease and upgrade to the latest Škoda model.

 

Key benefits:

• Selected new Škoda vehicles only

• Maintained options & non-maintained

• Agreed payment term (e.g. 36 months, 45 months)

• Choose your preferred kilometre limit

 

To find out more visit eurorate.co.nz

*Škoda finance is only available when you purchase your Škoda from one of our approved dealers. Škoda finance is subject to lending & credit criteria being met including, after inquiry, whether the finance would meet your requirements and objectives, you can make payments and that any guarantor can comply with a guarantee, without suffering hardship. When considering this option, we recommend that you seek independent financial / legal advice.

**If you wish to lease a Škoda, this must be from one of our approved dealers. Consumer operating leases are provided by Euro Rate Leasing Limited and are subject to their lending & credit criteria being met. When considering this option, we recommend that you seek independent financial / legal advice.

Business finance

Credit agreement*

A credit agreement is one of the simplest and most popular ways to own your Škoda.


Key benefits:

• Fixed interest rate

• Tax benefits for GST registered businesses

• Security interest over your Škoda only

• Tailor your payments to suit your cashflow

Business lease**

Perfect for businesses who want regular upgrades. When the lease term ends, the vehicle is returned to us and you then have the option to take out a new lease and upgrade to the latest model. Residual value applies.

 

Key benefits:

• Selected new & used Škoda vehicles only

• Unlimited kilometre allowance

• Tax benefits for GST registered businesses

• Agreed payment term (e.g. 37 months, 45 months)

 

 


Operating lease***

Tailored solutions to drive your business forward. When the lease term ends, the vehicle is returned to us and you then have the option to take out a new lease and upgrade to the latest model.

 

Key benefits:

• Selected new Škoda's only

• Maintained options or non-maintained

• Agreed payment term (e.g. 36 months, 45 months)

• Choose your preferred kilometre limit

• Tax benefits for GST registered businesses

*Škoda finance is only available when you purchase your Škoda from one of our approved dealers. Škoda finance is subject to lending & credit criteria being met. When considering this option, we recommend that you seek independent financial / legal advice.

**If you wish to lease a Škoda, this must be from one of our approved dealers. Business leases are subject to Škoda finance lending & credit criteria being met. When considering this option, we recommend that you seek independent financial / legal advice.

***If you wish to lease a Škoda, this must be from one of our approved dealers. Operating leases are provided by Euro Rate Leasing and are subject to their lending & credit criteria being met. When considering this option, we recommend that you seek independent financial / legal advice.

Škoda finance

Škoda finance is provided by UDC Finance Limited. For further information, please visit europeanfinance.co.nz. Operating leases are provided by Euro Rate Leasing Limited - for further information please visit eurorate.co.nz.